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New York Flood Insurance

A flood can occur anywhere it rains. A flood is generally a temporary condition where two or more acres of dry land or two or more properties are inundated by water. In addition to flooding, mudflows can also occur. The following conditions are some of the reasons a flood may occur: hurricanes, levees that are over flowing, clogged drainage systems and rapid accumulation of rainfall.

You may think your home or neighborhood is safe from flooding because you never experienced a flood in the past. Unfortunately this doesn't mean it won't happen in the future. With the ever changing climate, floods aren't based on history, it's also based on a number of factors: rainfall, river-flow and tidal-surge data, topography, flood-control measures, and changes due to building and development.

Protect yourself with New York flood insurance. Contact us for a free quote or call us at 718-232-6464 to see how easy it is to set up your policy for flood insurance in New York.

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